Call Vystal Finance today 1300 VYSTAL
We work with clients to determine their borrowing needs and ability. We help you select a loan that suits your individual circumstances and manage the loan process from the initial application right through to settlement.
We have negotiated some of the best interest rates on the market to pass onto our clients. Our finance consultants will provide you with the best advice available to ensure your new loan is tailored to your needs. We will then do all the legwork for you. Our panel of lenders includes major banks and non-conforming lenders.
This is one of the most frequently asked questions. With just a few details we can find out which lenders would be likely to assist you and how much you could potentially borrow. For a general guide try our Loan Calculator or Apply Online.
Our mortgage software helps you compare the loan products from over 25 different lenders. We have over 30 years finance industry experience and keep up to date with recent offers from our panel of lenders.
If you have had credit defaults in the past, our panel of non-conforming lenders may still be able to assist you. You might even be able to consolidate all your debts to lower your monthly repayments.
We complete the loan application for you and then submit it to the lender of your choice. From there we track your loan application through to unconditional approval, and then right through to settlement. Finally, we will keep you informed every step of the way.
We have over 30 years experience in finance. Our network has over 25 different lenders and we stay up to date with the latest loan products and special offers. We are a member of the Mortgage and Finance Association of Australia (MFAA). The MFAA is the main industry body promoting the highest standards of professional and ethical behaviour.
We build in interest rate buffers to ensure that the affordability of our clients’ property purchases have factored in interest rate increases to ensure your property continues to work for you. Generally, rents rise with interest rate increases to ensure your property remains as affordable as possible.
Property investment is affordable for many Australians. Along with the rental income received there are also generous tax incentives and deductions allowed by the Australian Government to help with the affordability. We endeavour to structure our clients’ investment properties in the most appropriate way to ensure it’s as affordable as possible.
Your finance consultant will factor in a buffer, which should cover any associated interest & costs from the construction period through to tenancy.
You are welcome to do so. Our finance specialists have a proven track record of putting in place an optimum finance structure for short and long term benefits to our clients. If you have another personal preference that’s ok. Simply obtain a pre-approval letter from a lender to establish your price point.
GMS Group Holdings Pty Ltd, Property Focus Group Pty as trustee for the MGGG Trust, MGGMS Group Pty Ltd, GMS Group Nominees Pty Ltd as trustee for the GMS Property Trust, Martin Graham, Kate Graham, MMA Finance Pty Ltd Trading as Vystal Finance, APAS (Qld) Pty Ltd, Property Focus Projects Pty Ltd trading as Vystal property, MJM Projects Pty Ltd trading as Vystal Construction and Accombris Pty Ltd Trading as Vystal Living. These entities are all related associates and accordingly, any one or more of them may receive a benefit, either financial or otherwise, as a result of your dealings with the Company.